What is a title search?
A title search is the resulting document of data research on a piece of real
estate. A real estate researcher, sometimes called an abstractor, will
retrieve the records on a property, such as transfers, liens, judgments, and
other recorded data. The results are compiled into a report, called a title
search. This report can be used to understand the status of the property,
such as if there are liens against the property, or ownership status.
What does a title search
You will receive a property title search abstract, which is the official
document of a title search. This document shows the liens and mortgages
found to be recorded according to the title search. When searching for
property information it is important to be sure that you receive a title
search abstract, not just a property deed. The deed by itself will not
contain liens or mortgages. A title representative will review your title
document with you personally, in the event that you have any questions.
All of our
full property title searches include:
* Property liens
* Tax liens
* Contractor liens
* Tax certificates
* Legal and vesting document
Who needs a title search?
Some typical uses of a title search are as follows. First, many of our
clients are investors, looking at properties for purchase. Some investors
buy properties through foreclosure, or at auction. These potential buyers
wish to determine the status of any liens that may be on the property. Other
clients are real estate buyers, who want to understand the ownership of a
property before they make an offer on it to the seller or broker. Sometimes,
knowing the amount of mortgages on a property, or if there are financial
problems can help with the negotiations. Also, our title searches often
include comparable sales data, to see what other properties in the area have
sold for. In addition, some of our clients need a title search as part of a
family event, such as divorce, estate or otherwise.
Many homeowners are now checking their own homes title status on a regular
basis, to make sure no liens are attaching to the property.
Can I do a title search myself?
Yes! In most counties and cities, anyone can visit the records office, and
retrieve the data and documents needed to create a title search. In most
cases, the only cost is that of copying fees. Most municipal offices charge
about a dollar a page for copies. Keep in mind that pulling all the right
documents can be time-consuming and tricky. Often, documents and liens can
be cross-referenced in different ways in different counties. Sometimes
owners name is used, sometimes address is used, and other times PN# is used.
Using a professional title search firm makes sure that someone with
experience in collecting all relevant documents is performing the search.
What is the difference between a
property report and a title search?
You may see that property reports are available online, sometimes for as
little as $10. This report is usually a copy of the tax records, showing the
name of the assessed owner, and possibly with some neighborhood information.
This is NOT the same as a title search, as it does not search for liens, or
Do you search for liens?
Yes, this is the most important part of a title search. We run a lien search
for the property, and list all liens recorded against the current owner of
the property. This includes both mortgage liens, and all non-voluntary liens
such as tax liens, contractor liens, etc.
How long will it take to get my title
search results back?
Full, in-person searches take between 12- 72 hours. (Not including
weekends). Many of our searchers around the country are set up on a
PDA/pager system, so that we can send your order to them instantly as it
comes into our website. This way, the abstractor can begin pulling the
records in real time, without having to leave the courthouse, or records
How are the results sent to me?
We normally sent the results of title searches by email. The full search
often contains document image copies which are scanned to PDF files for you.
You can view the documents on screen, download them to your computer, or
print copies at your desktop.
How do I contact someone at your
We can be reached in several ways. Our office number is 706-867-6794. Email
us at email@example.com, or use the Live Help function on our website.
You can send us a fax at 678-807-1961.
Is the property owner notified of a
No, our search does not involve visiting the property, or notifying the
owner, or occupants. County records offices do not normally make notice of
What about commercial properties?
We can normally do a search on commercial properties for the same price.
However, in some cases if the property value is excessive, or the records
abnormally complex, a commercial search may be priced higher. We will
contact you before proceeding if this is the case.
How long has MichiganTitleSearch.com been in
MichiganTitleSearch.com was created in 1995, and incorporated in 1999.
How do I contact you?
We can be reached at 706-867-6794, or email at firstname.lastname@example.org.
What if I have more detailed questions
about my specific situation?
We would be glad to help. Our title experts can be reached at 706-867-6794,
or email at email@example.com.